Split the Bill, Keep the Points

Starting this month, American Express and PayPal are introducing two exciting new features to improve the digital payments experience for U.S. Consumer American Express Card Members using PayPal and Venmo. The first, a new, easy way to split Card purchases with other Venmo and PayPal users and second, the ability to use Pay with Points at millions of U.S. merchants that accept PayPal. 

This new feature makes splitting the check at a restaurant or any other collective Amex purchase with family and friends, a whole lot easier. Now, American Express Card Members can select a transaction directly from the Amex Mobile App and send out requests to get paid back. So, whether it’s for concert tickets, a group vacation, monthly utility bills or other shared expenses, splitting the bill is now made seamless with this new feature in the Amex mobile app.

Within the app, Amex splits up the total equally and then the app sends out the requests through the Card Member’s account with Venmo or PayPal. Later this month, Card Members will have the option to customize the amount requested from each person. As others pay Card Members back, they can track the money that gets applied to their linked account with Venmo or PayPal. The Card Member is responsible for paying the full purchase amount but splitting the bill doesn’t mean splitting the rewards; Card Members will continue to earn all of the rewards they would normally earn for the original purchase even when they split the purchase with friends and family. 

To sweeten the pot even more, Card Members can now use their Membership Rewards points to Pay with Points at millions of U.S. merchants that accept PayPal, which will begin rolling out this week. This feature significantly expands the number of places where Card Members can use points. Card Members will be prompted with the option to use points for purchases in the PayPal check-out experience when using a Membership Rewards-eligible Card.

This is just the beginning. In 2020, American Express and PayPal plan to bring new features to Card Members that enhance the mobile payments experience for those who use PayPal and Venmo.